MarcFunding is not a collection agency. We consider purchase of invoices from your customers with good payment histories who need to pay over reasonable periods of time. Ideally this would be 2 weeks to 60 days. We will also consider for purchase any prospective customers with whom you have not yet done business and therefore have no payment history with your company. Our research department will determine the credit worthiness of your present and prospective customers. During this time, your customers will not be contacted. You will be made aware of any customers we feel might present a problem for payment. Frankly, these will probably be customers we will not factor and, may be customers you should do business with on a COD basis.